Overview
For modern commercial banks, serving a new generation of digital enterprises means delivering a generational leap in experiences and capabilities – from personalized products to future-ready AI driven services. The current market shift is creating a significant demand for innovative business approaches with the development of new solutions and platforms that facilitate easy integration and close collaboration across the entire ecosystem – including fintechs, corporate treasurers, financial organizations, bank data, and compliance systems to deliver seamless and data-rich customer experiences.
Infosys equips commercial banking businesses with capabilities that can not only help them keep up with changing expectations but accelerate game-changing innovation.
Insights
A glance into our commercial banking perspectives and capabilities
How we can help
Show commercial banks how to transform their business and technology to create next-generation technology and experiences
Create the Foundation
- Payments and lending modernization
- Trade and supply chain digitalization
- Treasury services
- Integrated supply chain
Optimize Costs and Drive Revenue Opportunities
- API channels: Pay per use model inquiry and transaction processing
- Optimal cloud and hosting strategy for faster ROI
- Revenue generation through new products such as VAM and information reporting
- Modern Digital Experience
Deliver Competitive Advantage
- Platform ecosystems
- Multi-banking: Treasury and liquidity management
- AI in commercial banking
Our Offerings
Some of our key offerings from the Infosys Topaz portfolio
Lending
- Working capital loans
- Short- and medium-term loans
- Cap-ex
- Commercial Syndications
- Secured and unsecured lending
- Risk management
- Assets-based lending
- Trade & supply chain finance
Payables
- Batch, file, low-value, high-value, alias
- Cash management, reporting, and recon
- Payables fraud management
- Receivables management and lockbox services
- Commercial cards
- Lockbox
- SWIFT support
- ISO 20022, MT/MX
Digital banking
- Customer master
- DDA
- Mobile app for corporate customers
- Digital and persona-based experience
- SMB business support
- API hubs
- AI capabilities
Treasury management services
- Cash management
- Liquidity management
- Liquidity forecasting dashboards
- Virtual accounts
- Account analysis
- In-house bank support
